Measuring the efficiency of capital management in accordance with Basel III requirements and their impact on the liquidity of private commercial banks Applied Study in the Iraqi Credit Bank

Abstract

The research shows by discussion and analysis the topic "Measuring the efficiency of capital management according to the requirements of the Basel CommitteeIII and its impact on the liquidity of private commercial banks". It is an applied study at the Iraqi Credit Bank for the period (2006 to 2015). The theoretical aspect has been done for the two topics, the efficiency of capital Management Banks, according to Basel III requirements, and bank liquidity. The descriptive analytical approach was used in describing and analyzing the efficiency of the bank's capital management, and the bank's liquidity. The ratio of capital management efficiency was measured by dividing the total capital against the risk-weighted asset (Credit, operation, market), was measured and valued in the bank's research field. While used to measure liquidity ratios (trading ratio, fast liquidity ratio, cash ratio and short-term investments to deposits), by analyzing the bank's financial statements. Which are available From the final accounts i.e. balance sheet and financial reports, in order to evaluate and measure the variables of the search, analyze the correlation relationship,  and the impact between them. ANOVA analysis has been used to show the variance analysis for the purpose of measuring correlation relationship. In addition, to show the effect between the results of capital management efficiency and liquidity ratios banking, the study also found a correlation. Moreover, a statistically significant impact between the efficiency of capital management and the liquidity of the bank's research field, which proves the validity of the research hypothesis, which states that the efficiency of the bank's capital management is linked and morally affected in its liquidity.